One private ledger for every account and currency you hold — with an AI that answers from your data. No bank linking. Bring your own AI key. Install on any device.
Free to start · CSV import · multi-currency from day one · Watch the 41-second intro
Every account in one place, an AI you can ask anything, and reports that actually make sense. In your browser or installed on any device.
See MoneyHome in 41 seconds. No bank linking, the AI assistant, and reports, all in one quick tour.
Bank accounts, savings, credit cards, cash and loans, imported or added by hand. Search across all of it at once, in your own currency.
Net worth at a glance. Live totals across every account and currency you hold.
Income, spending, and net for any period, broken down the way you'd explain it to a friend. Export anytime you need the raw numbers.
Screens shown with sample data.
Install MoneyHome from the browser onto your laptop, tablet, and phone. No App Store, and it syncs as you go.


Install free, no App Store needed. It runs on desktop, tablet and phone.
Monarch, Copilot, Cleo, even ChatGPT's new finance mode. Every one makes you link your bank through a third party and streams your transactions to their servers. MoneyHome doesn't ask for any of that.
Ask in plain language ("am I on track for the deposit?", "what changed this month?") and get answers grounded in your real numbers. Bring your own API key and it runs on your AI account, not ours.
We never ask for, or touch, your bank login. Import a CSV or add transactions as you go.
Add it to any device in a tap, no App Store required, and your finances follow you everywhere.
Bring your history in from a CSV. Deduped automatically, with transfers matched.
Your spending isn't the product. Export or delete everything, anytime.
Track accounts across currencies with real historical rates. Made for expats, travellers, and anyone whose money doesn't live in one country.
No dark patterns, no fine print. Here's exactly how MoneyHome handles the most sensitive data you have.
Free is a real tier, not a trial — it does not expire and never asks for a card. Premium lifts the limits and adds the AI assistant.
Prices in USD, billed securely via Stripe. Cancel a subscription any time and you keep access to the end of the period you paid for.
The whole ledger, up to two accounts. No card, no expiry.
Everything, with no limits and the AI assistant included.
Choose monthly or annual at checkout.
Fund private, no-surveillance finance, and own today's app for life.
Early supporter pricing - limited
The AI assistant is included on Premium and Founding, with a daily allowance of hosted questions. You can also bring your own API key (Gemini, OpenAI, Anthropic, OpenRouter or DeepSeek), which we do not meter, because those questions go to your own AI account at your own cost.
Premium renews automatically until you cancel. Cancel any time and you keep access to the end of the period you have paid for. Founding Supporter is a one-time payment of $149 — it does not renew and there is nothing to cancel; major future add-ons may be offered separately at locked founder rates.
Prices in USD, billed securely via Stripe. Tax is calculated at checkout where it applies, and the total is shown before you confirm. See our Terms for refunds and what “lifetime” covers.
Create a free account and start tracking in a couple of minutes. No card, no bank linking, and your data is exportable from day one.